Financing Home Efficiency

Home efficiency upgrades can be expensive. At Energia, we’re proud to offer a variety of financing options that make getting insulationair sealing, and weatherization upgrades easier and more affordable than ever.

energia financing home efficiency

HEAT Loan (Mass Save Program)

Mass Save offers Massachusetts homeowners the chance to obtain financing for a wide variety of home efficiency improvements. The HEAT loan program is just one of their many initiatives. This particular program offers a no-interest loan up to $25,000, with terms of up to 7 years and it simply goes on your electric bill. The loan can be applied for a selection of improvements, including attic, basement, wall insulation, air conditioners, thermostats, and much more.

As a certified Mass Save Participating Contractor, Energia can complete the energy upgrades the program outlines. For a limited time, Mass Save is also offering Expanded Heat Loans that can be applied to deeper energy saving weatherization work, including air sealing.

Holyoke Homeowners: Residential Energy Conservation Program (HG&E)

Residents of Holyoke have access to the Residential Energy Conservation Program, which offers 0% interest loans up to $5,000 for certain home efficiency improvements, or $10,000 for solar system installations. These loans can be applied for a variety of qualifying insulation measures (including attic, wall, floor, and rim joist insulation), which Energia is happy to install.

Single Family Homes:  Can receive a maximum of $5,000 at 0% interest.

Owner Occupied Multi-Family Dwellings:  Dwellings with four or fewer units can receive a maximum of $10,000 at 0% interest with a maximum assistance level of $5,000 per unit.


Don’t let upfront costs of home energy upgrades impact your home efficiency. Contact us today to learn more about our financing options & see what is available for you!

There are also municipal utility rebates available across Massachusetts. Be sure to check out our Municipal Utility Rebates & FAQs, and our financing options through the Mass Save Program.

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